Thursday, January 14, 2010

MORTGAGE FORCLOSURE - SETTLEMENT CONFERENCES

Yesterday, I was a Volunteer Attorney again and I note the following:

1) Several homeowners did not seek our assistance but went into conferences themselves. We are volunteering our advice at no cost to homeowners. Ask for help - the bank's lawyer may sometimes be of help, sometimes not - but the bank's lawyer is not your attorney but the bank's attorney.

2) Many homeowners are seeking loan modifications on their own. There are certified home counselors to assist you in seeking loan modifications also volunteering at the conferences. You can also get referrals for housing counselors from the Nassau County Bar Association, where I will be this afternoon at the Mortgage Foreclosure Clinic, along with housing counselors.

Again, ask for help.

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