Since 1977, Jon Michael Probstein has assisted people and businesses in all matters. In accordance with the Rules of Professional Conduct, this may be deemed "Attorney Advertising". Nothing contained herein should be construed as legal advice. Admitted in New York and Massachusetts. Always consult a lawyer regarding any matter. Call 888 795-4555 or 212 972-3250 or 516 690-9780. Fax 212 202-6495. Email jmp@jmpattorney.com
Wednesday, September 30, 2015
THE EMV DEADLINE
Oct. 1, 2015 is the deadline for U.S.'s migration to EMV chip-and-PIN cards and banks should be issuing EMV-compliant cards and retailers will have the technology to accept them. If one party is supporting EMV and the other is not, the delinquent entity will have to cover the cost of any fraud that ensues.
For details see:
http://www.americanbanker.com/news/bank-technology/countdown-to-the-emv-deadline-whos-ready-whos-not-1076977-1.html
Tuesday, September 29, 2015
NEW SPOUSAL MAINTENANCE LAW SIGNED SEPTEMBER 25
The new maintenance bill was signed by the governor.
" A.7645/S.5678: Relates to the duration and amount of maintenance and of spousal support; establishes new formulas for the amount of maintenance and spousal support and factors the court can use to deviate from that amount. Amends Domestic Relations Law §§236 & 248; Family Court Act §412.
Signed: 9/25/15"
The Temporary Maintenance provisions become effective 30 days thereafter (October 25, 2015) and the balance of the law goes into effect 120 days after signing (January 23, 2015).
Link to bill language at:
http://assembly.state.ny.us/leg/?default_fld=&bn=A07645&term=2015&Summary=Y&Actions=Y&Memo=Y&Text=Y
Monday, September 28, 2015
MORE RE: THE SUIT ON THE YELP REVIEW
Here is the full decision and order on the recent "Yelp Defamation" suit. What was not reported in the press was that the "defamed" home improvement contractor was unlicensed.
"Technovate LLC v Fanelli 2015 NY Slip Op 51349(U) Decided
on September 10, 2015 Civil Court Of The City Of New York, Richmond County
Straniere, J. Published by New York State Law Reporting Bureau pursuant to
Judiciary Law § 431. This opinion is uncorrected and will not be published in
the printed Official Reports.
Decided on September 10, 2015
Civil Court of the City of New York, Richmond County
Technovate LLC d/b/a MR. SANDLESS OF STATEN ISLAND and MATTHEW GARDINER, Plaintiff,
against
Emily Fanelli a/k/a EMILY OLIVO, Defendant.
Emily Fanelli, Claimant, ,
against
Technovate LLC D/B/A MR. SANDLESS OF STATEN ISLAND Defendant.
003713/15
Technovate LLC and Matthew Gardiner represented by:
Jeffrey David Eisenber, ESQ.
341 Yetman Avenue,
Staten Island, NY 10307
Emily Fanelli a/k/a Emiluy Olivo Self Represented
Decided on September 10, 2015
Civil Court of the City of New York, Richmond County
Technovate LLC d/b/a MR. SANDLESS OF STATEN ISLAND and MATTHEW GARDINER, Plaintiff,
against
Emily Fanelli a/k/a EMILY OLIVO, Defendant.
Emily Fanelli, Claimant, ,
against
Technovate LLC D/B/A MR. SANDLESS OF STATEN ISLAND Defendant.
003713/15
Technovate LLC and Matthew Gardiner represented by:
Jeffrey David Eisenber, ESQ.
341 Yetman Avenue,
Staten Island, NY 10307
Emily Fanelli a/k/a Emiluy Olivo Self Represented
Philip S. Straniere, J.
"A good name is rather to be chosen than great riches." Proverbs 22:1.
Background:
Mr. Sandless, which is a national franchise, advertises itself as an "affordable wood floor refinishing without the hassle of dust, odors and long drying periods." It promotes that its chemicals are "green" certified with no mess to clean up. The service is guaranteed for five years. The website advertisement also offers traditional sanding methods.
Legal Issues:
A. Are the Internet Postings of the Defendant Libel Per Se?
In New York defamation is defined as the making of a false statement of fact which "tends to expose the plaintiff to public contempt, ridicule, aversion or disgrace" [Rinaldi v Holt, Reinhart & Winston, 42 NY2d 369, 379, cert denied 434 US 969 (1977)]. A libel action cannot be maintained unless it is based on the published assertion of fact rather than on assertions of opinion [Brian v Richardson, 87 NY2d 46 (1995)]. For defamation purposes "publication" means communicated to a third person.
B. Are the Plaintiffs Entitled to Damages?
When a plaintiff establishes that the defendant's statements amount to defamation per se, there is no need to prove special damages. The law presumes that the making of the statement inflicts harm to the plaintiff's reputation entitling the defamed plaintiff to damages. Special damages, that is economic loss, arising from the publication of the defamation to third parties, must be proven in all cases were defamation per se is not applicable.
C. Should Plaintiff Be Licensed?
Neither plaintiff, Technovate nor Gardiner is licensed as a home improvement contractor pursuant to New York City Administrative Code (NYCAC) §20-386. Plaintiffs contend that they are not required to be licensed by the New York City Department of Consumer Affairs. The statute defines a "home improvement" as "the construction, repair, replacement, remodeling, alteration, conversion, rehabilitation, renovation, modernization, improvement or addition" to a building used for residential purposes. Excluded from the definition is "painting" not incidental or related to a home improvement.
D. Defendant's Small Claims Action.
Defendant's small claims action was amended to eliminate Gardiner as an individual defendant and to allow her to proceed against Technovate LLC d/b/a Mr. Sandless of Staten [*8]Island. This entity agreed to be the named defendant even though as noted above the "contract" between the parties is between the claimant and "Mr. Sandless" as a trademarked entity at an undisclosed address but with New Jersey telephone numbers and a statement that it services Morris and Union Counties.
Conclusion:
Plaintiff Gardiner has established that he has suffered damages as a result from the per se defamatory statements posted by defendant Fanelli on-line. He is entitled to a judgment of $1,000.00 with interest from the date of judgment costs and disbursements.
Dated: September 10, 2015
Staten Island, NY
____________________________________
HON. PHILIP S. STRANIERE
Judge, Civil Court"
Friday, September 25, 2015
THE SUIT ON THE YELP REVIEW
Many of been reading on the Staten Island Civil Court judge who ordered a $1000 fine on a Yelp reviewer stating the reviewer crossed the line:
http://www.nydailynews.com/new-york/s-woman-pay-1g-fine-bashing-business-yelp-article-1.2370681
Earlier this year, the Supreme Court, Suffolk County stated:
"Where a statement impugns the basic integrity or creditworthiness of a business, an action for
defamation lies and injury is conclusively presumed. Where, however, the statement is confined to
denigrating the quality of the business’ goods or services, it could support an action for disparagement, but will do so only if malice and special damages are shown. ( Hamlet Development Co., v. Venitt, 95 A.D.2d 798. 463 N.Y.S.2d 514 [ 2d Dept 19831 ) Herein, the plaintiff has not pled a cause of action for disparagement and it is clear that the defendant’s “review” is limited to her dissatisfaction with the plaintiffs service in installing her home theater system. As such, pursuant to the foregoing and under the circumstances presented herein, the plaintiffs have failed to plead a cause of action in libel and the motion to dismiss is granted."
CRESCENDO DESIGNS, LTD, v. JACQUELINE D. RESES, 17421/13, SUp. Ct. Suff. Co., February 3, 2015
http://www.nydailynews.com/new-york/s-woman-pay-1g-fine-bashing-business-yelp-article-1.2370681
Earlier this year, the Supreme Court, Suffolk County stated:
"Where a statement impugns the basic integrity or creditworthiness of a business, an action for
defamation lies and injury is conclusively presumed. Where, however, the statement is confined to
denigrating the quality of the business’ goods or services, it could support an action for disparagement, but will do so only if malice and special damages are shown. ( Hamlet Development Co., v. Venitt, 95 A.D.2d 798. 463 N.Y.S.2d 514 [ 2d Dept 19831 ) Herein, the plaintiff has not pled a cause of action for disparagement and it is clear that the defendant’s “review” is limited to her dissatisfaction with the plaintiffs service in installing her home theater system. As such, pursuant to the foregoing and under the circumstances presented herein, the plaintiffs have failed to plead a cause of action in libel and the motion to dismiss is granted."
CRESCENDO DESIGNS, LTD, v. JACQUELINE D. RESES, 17421/13, SUp. Ct. Suff. Co., February 3, 2015
Thursday, September 24, 2015
Tuesday, September 22, 2015
HOME OWNERSHIP AND LONG ISLAND LOW INCOME RESIDENTS
From Newsday (and Empire Justice Center) Saturday September 19:
http://www.newsday.com/business/counseling-new-rules-could-widen-home-ownership-empire-justice-center-study-says-1.10857130
Monday, September 21, 2015
Friday, September 18, 2015
OCTOBER 1 AND DOMESTIC VIOLENCE
October is Domestic Violence Awareness Month and the National Coalition Against Domestic Violence ("NCADV") has called for a national day of awareness and will Take A Stand Against Domestic Violence on October 1, 2015 in Washington DC and across the nation. There will be a national "moment of silence" for the victims of domestic violence at 11am EST.
Thursday, September 17, 2015
NEW YORK DIVORCE - SPOUSAL MAINTENANCE LEGISLATION
Received an email yesterday: "Update on the Maintenance Reform Legislation: The 2015 Maintenance Bill was delivered to the Governor yesterday. He is expected to sign it within 10 days. "
Wednesday, September 16, 2015
FREE SENIOR LEGAL CLINIC TODAY AT NASSAU COUNTY BAR ASSOCIATION
The next Senior Clinic is scheduled for today 9:30-11am at the Nassau County Bar Association, 15th &West Streets, Mineola, NY 11501.
I will be one of the volunteer lawyers.
Saturday, September 12, 2015
Friday, September 11, 2015
Thursday, September 10, 2015
VOLUNTEER LAWYERS PROJECT
Today I will be a volunteer lawyer with Nassau Suffolk Law Services at Landlord/Tenant court in Hempstead:
"Volunteer Lawyers Project
What is the Volunteer Lawyers
Project?
Attorneys are encouraged to volunteer to provide free legal assistance to the poor in Nassau County through the Volunteer Lawyers Project. NCBA partners with the Nassau/Suffolk Law Services Committee to support VLP, which helps maximize the quantity and quality of pro bono assistance provided for the county's low-income community.
What programs are part of the VLP?
Volunteer attorneys handle a wide array of cases including matrimonial matters, individual bankruptcy, personal injury and negligence defense, estate matters, release of accounts blocked by judgment creditors, and various other civil matters.
Volunteer attorneys handle a wide array of cases including matrimonial matters, individual bankruptcy, personal injury and negligence defense, estate matters, release of accounts blocked by judgment creditors, and various other civil matters.
• The Landlord/Tenant Project's Attorney of the Day Program assists thousands of men, women and children in court to prevent homelessness.
• The Bankruptcy Clinics assist families either with advice or the filing for a Chapter 7 bankruptcy, when appropriate.
• The Matrimonial Project assists hundreds of individuals in obtaining divorces, child support and custody.
How does it work?
An attorney based at VLP’s offices in Hempstead conducts client intake interviews and refers clients to appropriate volunteer attorneys. The VLP attorney also recruits and trains volunteer attorneys to handle cases."
Wednesday, September 9, 2015
Tuesday, September 8, 2015
MORTGAGE LOAN APPLICATIONS AND MISREPRESENTATIONS
According to ABA Journal for September 2015, the most common misrepresentations on a mortgage loan application, from 2013 through 2015, were:
1. 62% - the amount of liabilities.
2. 18% - intent to occupy as primary residence.
3. 9% - material facts about property or comparable sales.
According to The Washington Post:
"What happens to borrowers who lie about property use and subsequently are found out? Usually it’s not pretty. Lenders can call the loan — demanding immediate, full payment of the outstanding mortgage balance. If the borrowers can’t afford to or refuse to pay, the lender typically moves to foreclose — wrecking whatever plans of long-term investment or vacation-rental-home ownership the borrowers might have had. In cases involving multiple misrepresentations, lenders can also refer the case to the FBI: Lies on mortgage applications are bank fraud and can trigger severe financial penalties, prosecution and prison time if convicted."
See http://www.washingtonpost.com/realestate/a-little-lie-on-mortgage-application-can-cost-you-big/2015/06/30/2e2dcff0-1e6b-11e5-aeb9-a411a84c9d55_story.html
Friday, September 4, 2015
Thursday, September 3, 2015
AFTER THE COURT GRANTS YOUR MOTION
22 N.Y.C.R.R. § 202.48(a)-(B)
The rule specifies that within 60 days of a decision directing that an order or judgment be “settled” or “submitted,” counsel must submit such order or judgment for the court's signature; and that the underlying motion or action shall be deemed abandoned if the submission is not timely made “unless for good cause shown.”
In ADOLFO POL, ET AL., Appellants, v. BORIS ASHIROV, ET AL., Respondents. 2015 NY Slip Op 06502 (App. Div. 2nd Dept. Decided August 12, 2015),the court held:
"22 NYCRR 202.48 does not apply where....the court merely directs a party to "submit order" or judgment without expressly directing that the order or judgment be submitted on notice (see Matter of Matthew L., 85 AD3d 917, 918, citing Funk v Barry, 89 NY2d 364, 365)."
Here is the rule in full:
(a) Proposed orders or judgments, with proof of service on all parties where the order is directed to be settled or submitted on notice, must be submitted for signature, unless otherwise directed by the court, within 60 days after the signing and filing of the decision directing that the order be settled or submitted.
(b) Failure to submit the order or judgment timely shall be deemed an abandonment of the motion or action, unless for good cause shown.
(c)
(1) When settlement of an order or judgment is directed by the court, a copy of the proposed order or judgment with notice of settlement, returnable at the office of the clerk of the court in which the order or judgment was granted, or before the judge if the court has so directed or if the clerk is unavailable, shall be served on all parties either:
(i) by personal service not less than five days before the date of settlement; or
(ii) by mail not less than 10 days before the date of settlement.
(2) Proposed counter-orders or judgments shall be made returnable on the same date and at the same place, and shall be served on all parties by personal service, not less than two days, or by mail, not less than seven days, before the date of settlement. Any proposed counter-order or judgment shall be submitted with a copy clearly marked to delineate each proposed change to the order or judgment to which objection is made.
Historical Note
Sec. filed Jan. 9, 1986 eff. Jan. 6, 1986.
Amended (c)(2) on Jun. 11, 2007"
Wednesday, September 2, 2015
COMMUNITY FORUM ON MORTGAGE LENDING
From the Empire Justice Center:
Join the Empire Justice Center for a Community Forum on Mortgage Lending on Long Island
What: Release and community briefing on Empire Justice Center’s most recent report.
Who: Ruhi Maker and Barbara Van Kerkhove of Empire Justice Center
Date: Friday, September 18, 2015
Time: 10:00 am – 1:00 pm
Where: Touro Law Center, Faculty Conference Room
225 Eastview Drive
Central Islip NY 11722
Why: Learn about results and recommendations from Empire Justice Center’s most recent analysis of mortgage lending in Nassau and Suffolk Counties. Share your ideas to improve access to credit in our community.
RSVP by September 11, 2016!
Questions? Contact Maria DeGennaro at (631)650-2319 or Ruhi Maker at (585)295-58
Tuesday, September 1, 2015
DEFAMATION AND THE CO-OP BOARD
The New York Law Journal reports today that a former co-op board president may go forward with his defamation claim against a group of co-op shareholders who publish a website critical of him (Trump Village Section 4 v. Bezvoleva, 509277/2014, Supreme Ct., Brooklyn). The court stated that the common interest privilege nor the public figure doctrine protected the website and that it could not be considered mere opinion.
Here is a link to the website for anyone to judge for themselves:
http://tv4news.org/