Monday, May 24, 2010

MORTGAGE FORECLOSURE - MANDATORY CONFERENCE - MAY 23

These are the attorney guidelines given by the Nassau County Bar Association for volunteer attorneys at mandatory settlement Conferences. Again, I will be the volunteer attorney today for the 11am session:

"NCBA Foreclosure Consultation Clinic - Guide for Attorneys Questions

Have you missed any payments on your mortgage?

If so, how many?

Have you received a letter from the bank about your mortgage?

How many mortgages are there on your home?

Have you received a summons and complaint?

Have your received a court conference letter?

Have you contacted your bank to resolve or refinance your mortgage?

Do you want to stay in your home?

Do you owe any real estate taxes?

What is your income?

Are you employed?

How many people do you support?

Have you filed for bankruptcy?

•Options:

•Refer Nassau County Homeownership Center – HUD-certified housing counselor.

•Refer to Nassau/Suffolk Law Services – To be eligible for Nassau/Suffolk Law Services, clients need to be at 80% of the region’s median income, or approximately $71,000 for a family of four. Note: NSLS may turn to NCBA Mortgage Foreclosure Task Force for advice or –in some cases - representation

•Refer to Lawyer Referral Information Service (LRIS) – They will be given the name of 2 attorneys to call."

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