Tuesday, June 11, 2013


Yesterday, at Landlord/Tenant court, it became clear to me that tenants and homeowners face the same issue - what is affordable housing?

The National Low Income Housing Coalition has a calculator to determine your own personal Housing Wage, the wage you would need to earn in order to pay no more than 30% of your income on the rent- the accepted standard of affordability.

NLIHC - Housing Wage Calculator

Example, Tenant has combined family income of $48,000 a year and rents a home at $2,000 a month. According to the calculator, Tenant should have a combined family income of $80,000 a year. Whether it is health, job loss, increased expenses, whatever reason, Tenant is behind in rent for 4 months ($8,000) and a non-payment proceeding is commenced. How can Tenant continue to pay $2,000 a month rent and pay off the $8,000 balance on a combined family income of $4,000 a month?

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