Also keep in mind that recording costs have increased dramatically. From Title Guarantee:
"Please be advised that the Nassau County Clerk's office has enacted a law which increases the Real-Property tax service agency fee to a total of $225.00 for each lot verified, for each document to be recorded. In addition, they have increased the block fee from $150.00 to $300.00. This is a substantial increase over the current fees and has added an additional fee for recordings that involve more than one lot. This means that the recording fee for a standard deed would be approximately $845.00. A standard 20 page mortgage would have a recording fee of $725.00. Each additional tax lot would require an additional $200.00 per document.