Thursday, September 1, 2016


Put a fraud alert on your credit reports through Experian. As they state:

"Add a fraud alert message to your credit report if you suspect that your identification information has been or could be used fraudulently. A fraud alert notifies potential credit grantors to verify your identity before extending credit in your name in case someone is using your information without your consent."

It would be suggested to report your cell phone number on the online form if you ever plan on applying for credit at a store or other location on site. This way, the credit company can call and reach you while you are applying for credit.

The fraud alert is good for 90 days so mark your calendars to do this every 90 days. Experian will also report the alert to the other credit reporting companies and immediately send you a copy of your credit report.


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